Browsing: Wealth Building

The problem with most retirement calculators and spending rules is that they assume life is linear and static. In reality, life and spending tend to be lumpy.…

I shared this chart recently about the fundamental breakdown of S&P 500 returns in 2025: The fact that the dividend yield plus the earnings growth more…

A reader asks: I have something of an existential question for you. I’m fast approaching retirement age with a not-to-brag level of wealth. Most experts (including…

Posted January 21, 2026 by Ben Carlson Today’s Animal Spirits is brought to you by YCharts and ClearBridge Investments: This episode is sponsored by YCharts. Download…

I read The World is Flat by Thomas Friedman when it came out in 2005. This was one of the first books I read after graduating…

Posted January 19, 2026 by Ben Carlson Today’s Talk Your Book is brought to you by Simplify Asset Management: See here for more information on Simplify Asset…

Every quarter Michael and I record a market and portfolio update video for our clients at Ritholtz Wealth. We talk about what happened, why it happened,…

No one needs a chart to show housing is unaffordable right now but here are a couple from Apollo anyway: The Trump administration has offered some…

A reader asks: Why is capping credit card rates a bad idea? What are other ways we could make rates less insane? President Trump threw out…

Today’s Animal Spirits is brought to you by Innovator: This episode is sponsored by Innovator. Learn more at  https://www.innovatoretfs.com/pdf/ddq_product_brief.pdf On today’s show, we discuss: Listen here:…