![](https://mindful.money/wp-content/uploads/2025/01/being-happier-costs-nothing.jpg)
When “Happy” is out of the question, reach for “Happier.”
![](https://mindful.money/wp-content/uploads/2025/01/why-we-struggle-1.jpg)
“This above all: to thine own self be true, and it must follow, as the night the day, thou canst not then be false to any man.”
![](https://mindful.money/wp-content/uploads/2025/01/fees-sorted-well-in-2024.jpg)
Lower fee management has a higher probability of beating their index than higher fee management… across the board!
Full Steam Ahead: All Aboard Fiscal Dominance
![](https://mindful.money/wp-content/uploads/2025/01/full-steam-ahead.jpg)
A lot of good information here about labor, income, and inequalities.
Charted: The Pyramid of S&P 500 Returns (1874-2024)
![](https://mindful.money/wp-content/uploads/2025/01/GFS25_OC_150-Years-of-SP500-Returns-1.jpg)
One of my favorite young economists talking about the financial pickle we are in!
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Whatever your age, if you seek financial independence, then there are three things you need:
1. Your independence number
2. A resilient “all-weather” portfolio – what we call a Mindful Portfolio
3. A responsive withdrawal process – what we call Mindful Management
If you are not clear about any of these items, I hope you will join us for our Financial Independence Bootcamp where we will answer each of these questions together.
Always reading, always learning, Jonathan hand-selects these articles for readers each week. To view Jonathan’s curated articles from previous weeks, CLICK HERE.